"Yesterday morning I was seated in my office at the bank when a card was brought in to me by one of the clerks. I started when I saw the name, for it was that of none other than–well, perhaps even to you I had better say no more than that it was a name which is a household word all over the earth–one of the highest, noblest, most exalted names in England. I was overwhelmed by the honour and attempted, when he entered, to say so, but he plunged at once into business with the air of a man who wishes to hurry quickly through a disagreeable task.

"'Mr. Holder,' said he, 'I have been informed that you are in the habit of advancing money.'

"'The firm does so when the security is good.' I answered.

"'It is absolutely essential to me,' said he, 'that I should have 50,000 pounds at once. I could, of course, borrow so trifling a sum ten times over from my friends, but I much prefer to make it a matter of business and to carry out that business myself. In my position you can readily understand that it is unwise to place one's self under obligations.'

"'For how long, may I ask, do you want this sum?' I asked.

"'Next Monday I have a large sum due to me, and I shall then most certainly repay what you advance, with whatever interest you think it right to charge. But it is very essential to me that the money should be paid at once.'

"'I should be happy to advance it without further parley from my own private purse,' said I, 'were it not that the strain would be rather more than it could bear. If, on the other hand, I am to do it in the name of the firm, then in justice to my partner I must insist that, even in your case, every businesslike precaution should be taken.'

"'I should much prefer to have it so,' said he, raising up a square, black morocco case which he had laid beside his chair. 'You have doubtless heard of the Beryl Coronet?'

"'One of the most precious public possessions of the empire,' said I.

"'Precisely.' He opened the case, and there, imbedded in soft, flesh-coloured velvet, lay the magnificent piece of jewellery which he had named. 'There are thirty-nine enormous beryls,' said he, 'and the price of the gold chasing is incalculable. The lowest estimate would put the worth of the coronet at double the sum which I have asked. I am prepared to leave it with you as my security.'

"I took the precious case into my hands and looked in some perplexity from it to my illustrious client.